Benefits Summary

ReadyKids Benefits Summary

The ReadyKids Board has worked hard to ensure competitive benefit packages for employees, which include employee health insurance, paid holidays, retirement benefits, supplemental insurance, paid leave, 529 plans, health savings accounts, dental insurance and life insurance.

All Employees:

Paid Holidays

ALL EMPLOYEES ARE PAID FOR 12 APPROVED AGENCY HOLIDAYS PER YEAR – WHICH INCLUDE THE WEEK BETWEEN DECEMBER 24TH AND JANUARY 1ST

Retirement Benefits

    1. NATIONWIDE RETIREMENT PLAN – Employee Contribution/Employer Match
    2. Pre-tax and Roth contributions through payroll deductions
    3. ReadyKids matches employee contributions at 50% per pay period up to $600.00 per fiscal year

Supplemental Insurance

    1. AFLAC SUPPLEMENTAL INSURANCE – Employee Paid
    2.  Payroll deduction option short-term disability, accident and cancer insurance
    3. Minimum requirement to participate is over 20 hours per week.

Employer Sponsored 529 Plan

With the employer sponsored CollegeAmerica 529 plan, there are no trading charges or annual maintenance fees. The employee is responsible for setting up and funding the account.

Full-Time Employees Only:

Paid Leave

Full-time employees begin accruing leave on their first day of employment at the following rates. Increases in annual leave occur throughout employment based on length of employment and hours per week.

    • 40-Hour/Week employees earn 4 hours of Sick Leave and 4 hours of Annual Leave per pay period
    • 36-39-Hour/Week employees earn 3.5 hours of Sick Leave and 3.5 hours of Annual Leave per pay period
    • 30-35-Hour/Week employees earn 3 hours of Sick Leave and 3 Hours of Annual Leave per pay period

Health Insurance

READYKIDS PAYS 100% EMPLOYEE HEALTH INSURANCE MEDICAL PREMIUM

Option 1.a.   Anthem HealthKeepers Silver – $2,700/20% w/Health Savings Account
    1. Preventative care covered at 100%
    2. Predictable out-of-pocket costs – co-insurance 20% after deductible
    3.   Network of doctors, hospitals and services covered by plan
    4. No referrals required for specialists
Option 1.b. Health Equity Health Savings Account
    1. Employer contribution $175.00/month
    2. Employee ownership of account

 

Option 2.a. Anthem HealthKeepers Bronze – $6,550/0% w/Health Savings Account
    1. Preventative care covered at 100%
    2. Predictable out-of-pocket costs – co-insurance 0% after deductible
    3. Network of doctors, hospitals and services covered by plan
    4. No referrals required for specialists
Option 2.b.  Health Equity Health Savings Account
    1. Employer Contribution $250.00/month
    2. Employee ownership of account

 

Option 3. Anthem HealthKeepers Platinum – 15/30
    1. Preventative care covered at 100%
    2. Predictable out-of-pocket costs – office visit copay; zero deductible
    3. Network of doctors, hospitals and services covered by plan
    4. No referrals required for specialists

Dental Insurance

Option 1. DELTA DENTAL – Low Plan – (Employer Paid)
    1. Basic Preventive Care
    2. Dental cleaning twice per year
Option 2. DELTA DENTAL – High Plan – (Partial Employee Contribution)
    1. Basic Preventive Care
    2. Dental Cleaning twice per year
    3. Limited Orthodontics, Prosthesis and Restorative Services.

Life Insurance

ANTHEM LIFE INSURANCE – $25,000 life insurance policy – (Employer Paid)

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